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The Hoshiarpur Central Cooperative Bank Ltd.

Loan Interest Rates

 

Loan TypeDetailRate of Interest
Agricultural LoansShort Term Crop Loan5.00%
Medium Term Agriculture Loan9.50%
Revolving Cash Credit11.00%
Credit for setting up of Agricultural Service Center9.50%
Pigges of Loan Scheme10.25%
Goat Rearing Loan Scheme10.25%
Fishery Development Scheme10.25%
Bee Keeping Loan Scheme10.25%
Dairy LoanCommercial Dairy Loan9.50%
Mini Dairy Loan9.50%
Education Loan 10.50%
Employee LoansPersonal Loan13.00%
Consumer Durable Loan13.00%
Overdraft facility8.80%
Home LoansRural Housing Loan9.00%
Urban Housing Loan9.00%
Loan against Property14.00%
Loan against rental income11.00%
Mai Bhago Istri Shakti Scheme9.25%
Non Farm Sector LoansEnterpreneur Development Loan Scheme11.00%
Cash Credit Facility to Traders11.00%
Vehicle LoansVehicle for business and personal use8.75%
Second Hand Vehicle Loan10.00%
Two Wheeler Loan to Farmers11.00%
Loan Scheme for Earnest Money

For Senior Citizens

Get Extra interest on Fixed Savings
+0.50% *Conditions Apply
  •  

Fixed Deposit (For Individual)

 

PeriodROI

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

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