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The Hoshiarpur Central Cooperative Bank Ltd.

DEPOSIT SCHEMES

DIFFERENT TYPES OF ACCOUNTS

Saving Accounts

Deposit Accounts

Social Security Schemes

Locker Account

Storing too much jewellery and valuables in the house at times become a security issue and an impediment in case of natural calamities.
Bank offers you, a safe, trustworthy space to store your valuables, jewellery, documents and other things dear to you.

Key Benefits

  1. State-of-the-art Lockers, the safe deposit vaults are fully equipped, latest burglar alarm systems.
  2. Available in different sizes as per your requirements.
  3. These lockers and their contents can be nominated to people near and dear to you.

Branches with Lockers

Sr NoName of the BranchAddress
1800-Head OfficeGWJ7+J29, Railway Rd, Hari Nagar, Hoshiarpur, Punjab 146001, India
2801-Main BranchB-12/95, Mahanta Street, Premgarh Rd, Jagat Pura, Hoshiarpur, Punjab 146001, India
3802-BulhowalHQPQ+MWJ, Hoshiarpur, Punjab 146113, India
4803-Baddon8WP6+RVW, Baddon, Punjab 144406, India
5804-Binewal77M6+RHM, Garhshankar – Nangal Rd, Kokowal, Punjab 144523, India
6806-BaghpurHVHM+5JG, Bela – Behrampur Rd, Bassi Muda, Punjab 146001, India
7807-Barian Kalan924G+G62, Mahilpur – Phagwara Rd, Subhanpur, Punjab 146101, India
8808-Beh Nangal2MR7+MPF, Hardokhundpur, Punjab 144306, India
9809-Bham9W8R+3FW, Bham, Punjab 146103, India
10811-Bhangala2JC6+593, Bhangala, Punjab 144306, India
11813-ChabewalCXWQ+5C6, Bhilowal Rd, Chabbewal, Punjab 146104, India
12814-ChotalaVpo, MQ52+J94, Chotala, Punjab 144210, India
13815-DasuyaRM76+G4V, Hoshiarpur – Dasuya Rd, Moti Nagar, Dasuya, Punjab 144205, India
14816-Davida AhranaCR9R+JPF, Anmol Nagar, Hoshiarpur, Punjab 146001, India
15818-DhamianXMHV+JGQ, Dhamian, Punjab 144221, India
16819-Dhada Kalan7XWW+2FQ, Dhada, Punjab 144520, India
17820-DatarpurWRV2+6V9, Datarpur, Punjab 144222, India
18821-Dehana9V4W+V6C, Dehana, Punjab 144406, India
19822-Evening BranchSCO 37F,First floor, Model colony, Hoshiarpur, Punjab 146001, India
20823-GarhShankarBanga chowk Railway Road, Garhshankar, Punjab 144527, India
21824-GarhdiwalaDistrict Hoshiarpur, PQR5+4CV, Garhdiwala, Punjab 144207, India
22825-GhorewahaJP82+9C9, Ghorewaha – Saran Via Kandhala Jattan, Ghorewaha, Punjab 146116, India
23827-HarianaJRQQ+6X7, Hariana, Punjab 144208, India
24828-Hajipur2M2H+2X Arthewal, Punjab, India
25830-JalalpurMG8V+V93, Tanda Road, Jalalpur, Punjab 144202, India
26833-Jahan KhelanGX7M+F65, Jahan Khelan, Punjab 146110, India
27834-Kot Fatuhi7XHC+Q24, Kot Fatuhi, Punjab 144519, India
28835-Kandhala SheikhanMP84+92W, Kandhali Naurangpur, Punjab 144212, India
29836-Mahilpur927Q+CXJ, Mahilpur – Sarhala Khurd Rd, Mahilpur, Punjab 146105, India
30837-MukerianWJW8+W87, Mukerian, Punjab 144211, India
31838-Miani AfganaMain Ada, Dasuya Rd, Miani, Punjab 144202, India
32839-Moranwali62RX+9F7, Moranwali Phirni, Moranwali, Punjab 144531, India
33840-ManakdheriHMHR+CFF, Manakdheri, Punjab 144204, India
34841-Mansoorpurv.p.o mansoorpur, Street Number 3, near coprative bank, Mansoorpur, Punjab 144211, India
35842-NasralaJalandhar road, opp cooperative bank, nasrala, Nasrala, Punjab 146022, India
36843-New Grain MarketGV8X+7M8, Bhagat Singh Nagar, Hoshiarpur, Punjab 146001, India
37844-Naushehra PattanHari Om, Naushera Pattan, Punjab 144211, India
38845-NathupurMH2C+VHC, Dumana, Punjab 144202, India
39846-PawenQM92+4WR, Jhingar Khurd, Punjab 144205, India
40847-PossiSingh sabha gurudwara, Possi, Punjab 144531, India
41848-PajjodeottaAdda Pajjodeota Bus Stop, Bhogpur – Bulowal Road Via Behram Sharishta, Kattowal, Punjab 146115, India
42849-Panam54JQ+XGP, Punjab 144527, India
43850-Panjour8W5G+R48, Panjaur, Punjab 144404, India
44852-Railway RoadGWJ7+J29, Railway Rd, Hari Nagar, Hoshiarpur, Punjab 146001, India
45854-Road Mazara56W8+6X5, Rormazara, Punjab 144527, India
46855-Saila Khurd73XC+7XJ, Bela – Behrampur Rd, Saila Khurd, Punjab 144529, India
47856-Sham ChourasiFQX2+2RH, Shamchaurasi, Punjab 144105, India
48857-SikriJQG2+9WJ, Sikri Rd, Nanowal Vaid, Punjab 146113, India
49858-SandhraGQGW+G7M, Sandhra, Punjab 144105, India
50859-TandaMJFM+9VP, Urmar Tanda, Punjab 144204, India
51860-TalwaraARISE CYBER CAFE & TRAINING INSTITUTE 1st floor ,near co-operative bank, Talwara Township, Old Talwara, Punjab 144224, India
52861-Tanda Ram SahaiWHFM+CF5, Tanda Ram Sahai, Punjab 144214, India
53862-Harsamansar3J57+8H7, Harse Mansar, Punjab 144306, India
54864-R.C.CampGW2R+MM2, Ram Colony, Hoshiarpur, Punjab 146001, India
55865-SingriwalaGV67+9WF, Singriwala, Punjab 146022, India
56866-PiplanwalaGV8H+FPQ, opp. Dhami Market, Piplan Wala, Hoshiarpur, Punjab 146001, India

COPYRIGHT 2022| The Hoshiarpur Central Cooperative Bank Ltd
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ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Bank Guarantee against depositMinimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guaranteeSame Charges

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Interest certificate/ Balance certificateFirst copy- FreeSubsequent copy- Rs.100/-per copyNo charges

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Photo attestation chargesRs.100/- for Saving AccountsRs.200/- for Current AccountsNo charges
2Signatures verification chargesRs.100/- for Saving AccountsRs.200/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purposeNo charges

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Account closer chargesUp to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased casesNo charges
2Closing of RD A/c before maturityPenalty for late payment of RD instalmentRs.300/-On account of death of customer no charges should be levied.PENALTY CHARGES to be levied for delayed instalments in Recurring Deposit Accounts RS 2/- for Rs 100 p.m. irrespective of periodicity of deposit (Minimum Rs 20)Same Charges
3Penalty for late payment of RD installmentPenalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)Same Charges

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cash deposit in Current Account (except Govt./Coop. Institutions.)No chargesNo charges

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.c. free d. amximum Rs 50000/- but payment above 20000/- is to be made through cheque.Same as from other customers.

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Charges for excess debit entries in SB AccountAfter 15 manual debit entries per quarter, Rs 10/- per entry should be debited by system.No charges

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cheque Book charges Saving Bank A/cOne cheque book containing 20 leaves free per half year Rs.3/- per leaf for extra cheque. No Charges.
2Cheque Book chargesCurrent A/cNo free cheque book is to be issued in Current Account. Rs. 5/- per leaf for each cheque.No charges

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Maintenanceof Minimum BalanceSaving Bank DepositsThe Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.No minimum balance is required
2Maintenanceof Minimum Balance Current AccountMin. balance Rs.5000/- is to be maintained.Rs.250/- per month, will be debited every month for non-maintenance ofminimum balance.Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Statement of account All types of accounts.Current Account ONe statement for current month FREE Rs 50/- for duplicate statement upto one year old entries Rs 100/- for statement prior to 1 year Saving Account Rs 50/- for any type of statement, except in case the statements aren required for loan cases from same branch. Should be generated, and given after taking written request.No charges
2Duplicate Pass BookFirst Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.Same charges

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}
1SAFE CUSTODY CHARGESRs 50/- per anumnSame as form other customersSame Charges
2LOCKER RENTSmall Locker Rs 900/- paRs 900/- paConcession of 50% charges in Locker rent. All other charges will remain same.
Medium Locker Rs 1500/- paRs 1500/- pa
Big Locker Rs 2500/-paRs 2500 /- pa
Extra Large Locker Rs 4000/- paRs 4000/- pa
No Lien
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the accountholders. Penalty – Same as to be charged from other customers.
Small Locker Rs200/-Rs 200/-
Medium Rs 400/-Rs 400/-
Big Rs600/-Rs 600/-
Extra Large Rs 1000/-Rs 1000/-
* Any default will atract penalty charges for a full quarter.
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1STANDING INSTRUCTIONSRejection / Failure Charges are Rs 200/- per instruction once during a month. For RD account rejection charges are Rs 100/- per instruction once during a monthFree
2STOP PAYMENT INSTRUCTIONAll types of accountsPer instrument Rs.200/-andRs.100/- for additional each instrument in a single instance.Same as from other customers.

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Issuance of Banker cheque/ Pay order/DDUp to Rs 10000/- is Rs 100/- Above Rs 10000/- is Rs 100/- plus Rs 5/- per thousand for amount. Max amount is Rs 500/- Branch manager is authorized to waive charges to Govt./ Semi Govt./ Coop Institutions having good amount of deposit.Every staff memeber should be entitled for 2 drafts/payorders in a month, upto Rs 1.00 lacs in total, only form his salary account Le. under product 302 (where salary is being credited), further free facility is not applicable in case of DDs are purchased from Other banks, staff members shall bear the actual expenses as charges by other bank.
2Issuance of Duplicate Banker’s cheques/DDsRs 300 /-Same as from other customers.
3Revalidation/Cancellation Of Pay order/DDsRs 200/-Free

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Outward Cheques/Bills returned unpaidRs 200/- for Outward Clearing returnsSame Charges
2Inward Cheques/Bills return unpaidRs.100/- per instrument.Same Charges
3ECS outward and inward clearing returnRs.100/- per instrumentSame charges

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Collection of Outstation ChequesRs 100/- + GSTNo Charges
2Collection of BillsRs 100/- + GST *No collection charges to be levied for collection for local cheques/drafts. However out of pocket expenses be recovered in full.Same as from other Customers

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