ATM & NEFT/RTGS Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	ATM Charges	Annual ATM card charges ->1st year free ->2nd year – Rs.100/-	Same Charges
2	ATM Financial Txn	ATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transaction	Same Charges
3	ATM Non-Financial Txn	ATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transaction	Same Charges
4	New ATM card issue charges	1st ATM card is free	Same Charges
5		For reissue of ATM card – Rs.200/-	Same Charges
6	SMS Charges	Rs. 15/- per Quarter	Same Charges
7	RTGS/NEFT charges	No charges	No charges

Bank Gurantee Against Deposit Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Bank Guarantee against deposit	Minimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guarantee	Same Charges

Interest Certificate Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Interest certificate/ Balance certificate	First copy- FreeSubsequent copy- Rs.100/-per copy	No charges

Photo Attestation and Signature Verification Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Photo attestation charges	Rs.100/- for Saving AccountsRs.200/- for Current Accounts	No charges
2	Signatures verification charges	Rs.100/- for Saving AccountsRs.200/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purpose	No charges

Account Closer Charges Saving/RD

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Account closer charges	Up to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased cases	No charges
2	Closing of RD A/c before maturityPenalty for late payment of RD instalment	Rs.300/-On account of death of customer no charges should be levied.PENALTY CHARGES to be levied for delayed instalments in Recurring Deposit Accounts RS 2/- for Rs 100 p.m. irrespective of periodicity of deposit (Minimum Rs 20)	Same Charges
3	Penalty for late payment of RD installment	Penalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)	Same Charges

Cash Deposit in Current Account*

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cash deposit in Current Account (except Govt./Coop. Institutions.)	No charges	No charges

Payments under CBS other than Parent Branch

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.	c. free d. amximum Rs 50000/- but payment above 20000/- is to be made through cheque.	Same as from other customers.

Excess Debit Entries Charges in SB Account

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Charges for excess debit entries in SB Account	After 15 manual debit entries per quarter, Rs 10/- per entry should be debited by system.	No charges

Saving/Current Account->Cheque Book Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cheque Book charges Saving Bank A/c	One cheque book containing 20 leaves free per half year Rs.3/- per leaf for extra cheque.	No Charges.
2	Cheque Book chargesCurrent A/c	No free cheque book is to be issued in Current Account. Rs. 5/- per leaf for each cheque.	No charges

Saving/Current Account->Minimum Balance Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Maintenanceof Minimum BalanceSaving Bank Deposits	The Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.	No minimum balance is required
2	Maintenanceof Minimum Balance Current Account	Min. balance Rs.5000/- is to be maintained.Rs.250/- per month, will be debited every month for non-maintenance ofminimum balance.	Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Statement of account All types of accounts.	Current Account ONe statement for current month FREE Rs 50/- for duplicate statement upto one year old entries Rs 100/- for statement prior to 1 year Saving Account Rs 50/- for any type of statement, except in case the statements aren required for loan cases from same branch. Should be generated, and given after taking written request.	No charges
2	Duplicate Pass Book	First Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.	Same charges

SAFE Custody and Locker Rent Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Charges	Applicable Charges {For Bank Staff (Including Retired)}
1	SAFE CUSTODY CHARGES	Rs 50/- per anumn	Same as form other customers	Same Charges
2	LOCKER RENT	Small Locker Rs 900/- pa	Rs 900/- pa	Concession of 50% charges in Locker rent. All other charges will remain same.
		Medium Locker Rs 1500/- pa	Rs 1500/- pa
		Big Locker Rs 2500/-pa	Rs 2500 /- pa
		Extra Large Locker Rs 4000/- pa	Rs 4000/- pa
		No Lien
		Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:	Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the accountholders. Penalty – Same as to be charged from other customers.
		Small Locker Rs200/-	Rs 200/-
		Medium Rs 400/-	Rs 400/-
		Big Rs600/-	Rs 600/-
		Extra Large Rs 1000/-	Rs 1000/-
		* Any default will atract penalty charges for a full quarter.
		*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	STANDING INSTRUCTIONS	Rejection / Failure Charges are Rs 200/- per instruction once during a month. For RD account rejection charges are Rs 100/- per instruction once during a month	Free
2	STOP PAYMENT INSTRUCTIONAll types of accounts	Per instrument Rs.200/-andRs.100/- for additional each instrument in a single instance.	Same as from other customers.

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Issuance of Banker cheque/ Pay order/DD	Up to Rs 10000/- is Rs 100/- Above Rs 10000/- is Rs 100/- plus Rs 5/- per thousand for amount. Max amount is Rs 500/- Branch manager is authorized to waive charges to Govt./ Semi Govt./ Coop Institutions having good amount of deposit.	Every staff memeber should be entitled for 2 drafts/payorders in a month, upto Rs 1.00 lacs in total, only form his salary account Le. under product 302 (where salary is being credited), further free facility is not applicable in case of DDs are purchased from Other banks, staff members shall bear the actual expenses as charges by other bank.
2	Issuance of Duplicate Banker’s cheques/DDs	Rs 300 /-	Same as from other customers.
3	Revalidation/Cancellation Of Pay order/DDs	Rs 200/-	Free

Cheques/ECS- Outward Inward

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Outward Cheques/Bills returned unpaid	Rs 200/- for Outward Clearing returns	Same Charges
2	Inward Cheques/Bills return unpaid	Rs.100/- per instrument.	Same Charges
3	ECS outward and inward clearing return	Rs.100/- per instrument	Same charges

Collection of Outstation Cheques/Bills

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Collection of Outstation Cheques	Rs 100/- + GST	No Charges
2	Collection of Bills	Rs 100/- + GST *No collection charges to be levied for collection for local cheques/drafts. However out of pocket expenses be recovered in full.	Same as from other Customers